In the interim Budget, the government has unveiled two programmes - PM-KISAN and a pension scheme for unorganized workers. Discuss challenges in implementing these and suggest remedial measures to overcome it. (200 Words )
Refer - Business Standard
Enrich the answer from other sources, if the question demands.
Rahul 5 years
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KEY POINTS
Under the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN), the government will be providing direct income support at the rate of Rs 6,000 per year to vulnerable landholding farmer families having cultivable land up to 2 hectares.
Pradhan Mantri Shram-Yogi Maandhan, pension policy will provide them an assured monthly pension of Rs 3,000 from the age of 60 on a monthly contribution ranging from Rs 55 to Rs 100 during their working age.
Challenges in implementing the schemes
· The key element is land ownership records, various states lack digitization of land records, updating these land records continues to be a major problem. It is well known that poor land records, including benami property, are an endemic problem in most states.(PM-KISAN).
· Linking farm income support to land ownership will lead to excluding landless labourers and tenant farmers, potentially creating further social tensions.
· Identifying the beneficiary is a complicated process in both the schemes as current Government continues to rely on SECC 2011 census, which doesn’t capture the reality.
· Monthly pension is pegged at Rs 3,000, which is double the minimum pension in the organised sector. As such, the scheme puts the workers in the formal sector at a disadvantage and creates a disincentive towards formalisation of the economy.( PM Shram-Yogi Maandhan).
Remedial Measures
· Creating a comprehensive centralized database both at the state and Central level which will help government to identify the entitled beneficiaries for all the government schemes.
· Rapid pace of digitization of land records with roper updation with help of Common service centres by MeiTy.
· The government can channel this help under (PM Shram-Yogi Maandhan) via the Public Provident Fund scheme instead of launching a new scheme.
· Effective implementation of already existing schemes like Atal Pension Yojana, direct benefit transfers will go a long way in providing socio-economic prosperity by the Government.
Sandeep 5 years
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