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23/06/2022 - Government Policies

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June 23, 2022

An independent agency for allocation of resources in states and monitoring the outcomes would be a right institutional arrangement. Explain (200 Words)

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IAS Parliament 9 days


·        The government introduced a variety of initiatives to ensure flow of credit to priority sectors, besides introducing policies relating to infrastructure support to facilitate entrepreneurship and industrialisation of backward areas.

·        The skewness of the institutional credit flow on per-capita basis is also validated by the coefficient variation of inter-State credit, which persisted at above 65 per cent throughout this period.

·        Credit disbursed as per cent to GSDP for all States averaged 24.81 per cent in 1991-92, which gradually increased to 49.94 per cent in 2011-12, before moderating to 45.93 per cent in 2021-22.

·        For all North-Eastern States, the credit/GSDP ratio remained lower than 25 per cent during 2021-22.

·        Notwithstanding an improvement in credit/GSDP ratio over time, for most of the backward States, the ratio remained below the national average.

·        There have been significant inter-State variations in credit-deposit ratio. While the average credit-deposit ratio in 1991-92 was 58.2 per cent, North-Eastern States in general and other poor States had a much lower ratio.

·        The Twelfth Finance Commission had considered equalising delivery of services in health and education sectors across States. More sectors, particularly civic facilities, may be added for getting a minimum standard of access across the country.


pls check my answers and tell my mistakes 

IAS Parliament 14 days

Need better understanding. Try to include data to support your answers and bring coherence in the answer. Keep Writing.

Sathishkumar 14 days

give elaborate review

IAS Parliament 14 days

Try to explain the flowchart, bring coherence in the answer, and provide a comprehensive conclusion. Keep Writing.



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