19/10/2022 - Society

KEY POINTS

·        India’s public welfare schemes reflected a feeling of helplessness at the highest levels in dealing with this gnawing problem.

·        India has come a long way since then, especially in the last eight years, primarily on account of the aggressive rollout of the DBT programme that transfers subsidies and cash benefits directly to beneficiaries through Aadhaar-linked bank accounts.

·        DBT alone would not have been able to address the size and scale of the problem of sub-optimal service delivery under government machinery.

·        In a mission-mode approach, it endeavoured to open bank accounts for all households, expanded Aadhaar to all, and scaled up the coverage of banking and telecom services.

·        The Aadhaar-enabled Payment System and Unified Payment Interface further expanded interoperability and private-sector participation.

·        This approach not only allowed all rural and urban households to be uniquely linked under varied government schemes for receiving subsidies directly into their bank accounts but also transferred money with ease.

·        In urban India, the PM Awas Yojana and LPG Pahal scheme successfully use DBT to transfer funds to eligible beneficiaries.

·        Going forward, the DBT approach is expected to expand further in size and structure as it continues to be the major tool of the government for a more nuanced and targeted intervention towards improving the ease of living.

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